FREE 609 Credit Verification Letters | The Pickled Ginger

FREE 609 Credit Verification Letters

by Colleen Elizabeth    

In this post you will find, as promised, the credit verification letters you need to send to the credit agencies demanding that they provide you with physical proof of signed contracts for your negative credit accounts or alternatively, delete them.

I know these letters work because I USED THEM MYSELF, word for word, to get current collection accounts and hard inquiries removed from my own credit profile, raising my credit score substantially – with positive results in as little as a month!

While not difficult, the process can be tedious and if you’re willing to be patient and somewhat organized, you can can succeed in giving your personal credit status a significant boost!

Feel free to download and use, making adjustments as you see fit.  Additionally, drop me a line and let me know how your process goes!

Addresses for the Three Main Credit Agencies:

P.O. Box 2000
Chester, PA 19022


P.O. Box 4500
Allen, TX 75013


P.O. Box 740241
Atlanta, GA 30374


609 Credit Verification Letter 1


609 Credit Verification Letter 2


609 Credit Verification Letter 3



Free 609 Credit letter templates | The PIckled Ginger - Download our free 609 Credit letter templates and free yourself from bad credit!
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2 thoughts on “FREE 609 Credit Verification Letters”

  1. Kirsys F. says:

    Awesome post, I just prepared my letters with your templates. I’m sending them on monday. I will keep readers updated on my results. I’m really hopefull! I need to buy a house and my credit is making the process very difficult.

    1. Colleen Elizabeth says:

      Please keep me posted. I would love to hear how it works out for you. Also, while I did send my first round of letters all out at the same time, I did read that they really should be staggered every 3 to 4 days. There was no reason given for it, only advice from someone who worked for the credit agency who said that it was important to do. You might want to take that into consideration. I did make sure when I was sending out my follow up letters that they were staggered though.

      Anyway, my best to you! Let me know in a few months your results!

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